Textile Co-operative Bank of Surat
Textile Co-operative Bank of Surat IMPS BRANCH
Understanding IFSC Code: The Digital DNA of Textile Co-operative Bank of Surat
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Textile Co-operative Bank of Surat IMPS
branch of Textile Co-operative Bank of Surat, the code YESB0TCB002 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the YESB0TCB002 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"YESB" represents Textile Co-operative Bank of Surat
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Textile Co-operative Bank of Surat IMPS
Payment Systems Supported by YESB0TCB002
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code——is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Textile Co-operative Bank of Surat in NA typically follows the RBI holiday calendar. Digital transfers via YESB0TCB002 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While YESB0TCB002 is the valid code for Textile Co-operative Bank of Surat IMPS at NA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • Textile Co-operative Bank of Surat IMPS Contact
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Platform Links
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