Ambarnath Jai-hind Co-operative Bank
Ambarnath Jai-hind Co-operative Bank IMPS BRANCH
Understanding IFSC Code: The Digital DNA of Ambarnath Jai-hind Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Ambarnath Jai-hind Co-operative Bank IMPS
branch of Ambarnath Jai-hind Co-operative Bank, the code ICIC00AJHCB ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the ICIC00AJHCB Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"ICIC" represents Ambarnath Jai-hind Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Ambarnath Jai-hind Co-operative Bank IMPS
Payment Systems Supported by ICIC00AJHCB
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code——is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Ambarnath Jai-hind Co-operative Bank in NA typically follows the RBI holiday calendar. Digital transfers via ICIC00AJHCB for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While ICIC00AJHCB is the valid code for Ambarnath Jai-hind Co-operative Bank IMPS at NA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Ambarnath Jai-hind Co-operative Bank Branch List
- • NA IFSC Codes
- • Swift Code for Ambarnath Jai-hind Co-operative Bank
- • Bank Holiday in MAHARASHTRA
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • Ambarnath Jai-hind Co-operative Bank IMPS Contact
- • Address of Ambarnath Jai-hind Co-operative Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Ambarnath Jai-hind Co-operative Bank ICIC00AJHCB code, find Ambarnath Jai-hind Co-operative Bank IMPS branch details, Ambarnath Jai-hind Co-operative Bank NA contact number, MAHARASHTRA bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Ambarnath Jai-hind Co-operative Bank NA, online neft rtgs imps guide india, how to find ifsc code of Ambarnath Jai-hind Co-operative Bank.