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Shree Sharada Sahakari Bank

Shree Sharada Sahakari Bank IMPS BRANCH

IFSC CODE
YESB0SHBK01
MICR Code
Branch Code SHBK01
City / District NA
State MAHARASHTRA
Office Address NA
Phone Not Available
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Understanding IFSC Code: The Digital DNA of Shree Sharada Sahakari Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Shree Sharada Sahakari Bank IMPS branch of Shree Sharada Sahakari Bank, the code YESB0SHBK01 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0SHBK01 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Shree Sharada Sahakari Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Shree Sharada Sahakari Bank IMPS

Payment Systems Supported by YESB0SHBK01

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Shree Sharada Sahakari Bank in NA typically follows the RBI holiday calendar. Digital transfers via YESB0SHBK01 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0SHBK01 is the valid code for Shree Sharada Sahakari Bank IMPS at NA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

  • • Shree Sharada Sahakari Bank IMPS Contact
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