Co-operative Bank of Rajkot
THE COOP BANK OF RAJKOT JUNAGADH BRANCH
+912812234454
Understanding IFSC Code: The Digital DNA of Co-operative Bank of Rajkot
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the THE COOP BANK OF RAJKOT JUNAGADH
branch of Co-operative Bank of Rajkot, the code YESB0RAJ011 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the YESB0RAJ011 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"YESB" represents Co-operative Bank of Rajkot
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for THE COOP BANK OF RAJKOT JUNAGADH
Payment Systems Supported by YESB0RAJ011
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—362441001—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Co-operative Bank of Rajkot in JUNAGADH typically follows the RBI holiday calendar. Digital transfers via YESB0RAJ011 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While YESB0RAJ011 is the valid code for THE COOP BANK OF RAJKOT JUNAGADH at JUNAGADH, ensure the beneficiary name matches perfectly in your mobile banking app.
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Branch Context
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Platform Links
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- • IFSC Finder v2.0
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