AU Small Finance Bank
JUNAGADH ZANZARDA ROAD BRANCH
+918980013510
Understanding IFSC Code: The Digital DNA of AU Small Finance Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the JUNAGADH ZANZARDA ROAD
branch of AU Small Finance Bank, the code AUBL0002772 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the AUBL0002772 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"AUBL" represents AU Small Finance Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for JUNAGADH ZANZARDA ROAD
Payment Systems Supported by AUBL0002772
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—362765003—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The AU Small Finance Bank in JUNAGADH typically follows the RBI holiday calendar. Digital transfers via AUBL0002772 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While AUBL0002772 is the valid code for JUNAGADH ZANZARDA ROAD at JUNAGADH, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
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Financial Tools
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Branch Context
- • JUNAGADH ZANZARDA ROAD Contact
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Platform Links
- • Anand Design DevBox
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- • IFSC Finder v2.0
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