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Dharamvir Sambhaji Urban Co-operative Bank

DHARAMVIR SAMBHAJI URBAN COOP BANK WAGHOLI BRANCH

+917887882869

IFSC CODE
YESB0DSUB06
MICR Code 411937007
Branch Code DSUB06
City / District WAGHOLI
State MAHARASHTRA
Office Address KRUSHNAI, GAT NO. 1102, WAGHOLI, TAL HAVELI, DIST PUNE - 412207
Phone +917887882869
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Dharamvir Sambhaji Urban Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the DHARAMVIR SAMBHAJI URBAN COOP BANK WAGHOLI branch of Dharamvir Sambhaji Urban Co-operative Bank, the code YESB0DSUB06 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0DSUB06 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Dharamvir Sambhaji Urban Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for DHARAMVIR SAMBHAJI URBAN COOP BANK WAGHOLI

Payment Systems Supported by YESB0DSUB06

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—411937007—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Dharamvir Sambhaji Urban Co-operative Bank in WAGHOLI typically follows the RBI holiday calendar. Digital transfers via YESB0DSUB06 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0DSUB06 is the valid code for DHARAMVIR SAMBHAJI URBAN COOP BANK WAGHOLI at WAGHOLI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

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Branch Context

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Platform Links

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