Shri Chhatrapati Rajashri Shahu Urban Co-operative Bank
WAGHOLI BRANCH
+912027050054
Understanding IFSC Code: The Digital DNA of Shri Chhatrapati Rajashri Shahu Urban Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the WAGHOLI
branch of Shri Chhatrapati Rajashri Shahu Urban Co-operative Bank, the code CRUB0000021 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the CRUB0000021 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"CRUB" represents Shri Chhatrapati Rajashri Shahu Urban Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for WAGHOLI
Payment Systems Supported by CRUB0000021
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—411065253—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Shri Chhatrapati Rajashri Shahu Urban Co-operative Bank in WAGHOLI typically follows the RBI holiday calendar. Digital transfers via CRUB0000021 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While CRUB0000021 is the valid code for WAGHOLI at WAGHOLI, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Shri Chhatrapati Rajashri Shahu Urban Co-operative Bank Branch List
- • WAGHOLI IFSC Codes
- • Swift Code for Shri Chhatrapati Rajashri Shahu Urban Co-operative Bank
- • Bank Holiday in MAHARASHTRA
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • WAGHOLI Contact
- • Address of Shri Chhatrapati Rajashri Shahu Urban Co-operative Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Shri Chhatrapati Rajashri Shahu Urban Co-operative Bank CRUB0000021 code, find WAGHOLI branch details, Shri Chhatrapati Rajashri Shahu Urban Co-operative Bank WAGHOLI contact number, MAHARASHTRA bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Shri Chhatrapati Rajashri Shahu Urban Co-operative Bank WAGHOLI, online neft rtgs imps guide india, how to find ifsc code of Shri Chhatrapati Rajashri Shahu Urban Co-operative Bank.