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Ax

Axis Bank

SREE CHAITANYA COOP BANK BRANCH

+913472242572

IFSC CODE
UTIB0SSCCBL
MICR Code 741863302
Branch Code SSCCBL
City / District NABADWIP
State WEST BENGAL
Office Address 159 PORAMATALA ROAD DHOPWALI MORE NAWADWIP NADIA PIN 741302
Phone +913472242572
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Axis Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the SREE CHAITANYA COOP BANK branch of Axis Bank, the code UTIB0SSCCBL ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UTIB0SSCCBL Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UTIB" represents Axis Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for SREE CHAITANYA COOP BANK

Payment Systems Supported by UTIB0SSCCBL

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—741863302—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Axis Bank in NABADWIP typically follows the RBI holiday calendar. Digital transfers via UTIB0SSCCBL for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UTIB0SSCCBL is the valid code for SREE CHAITANYA COOP BANK at NABADWIP, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

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