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Nabadwip Co-operative Credit Bank

Nabadwip Co-operative Credit Bank IMPS BRANCH

+913472240347

IFSC CODE
HDFC0CNCCBL
MICR Code 741860302
Branch Code CNCCBL
City / District NABADWIP
State MAHARASHTRA
Office Address BOWBAZAR ROAD, P.O. NABADWIP, DIST - NADIA,, NABADWIP, WEST BENGAL PIN - 741302
Phone +913472240347
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Nabadwip Co-operative Credit Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Nabadwip Co-operative Credit Bank IMPS branch of Nabadwip Co-operative Credit Bank, the code HDFC0CNCCBL ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the HDFC0CNCCBL Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"HDFC" represents Nabadwip Co-operative Credit Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Nabadwip Co-operative Credit Bank IMPS

Payment Systems Supported by HDFC0CNCCBL

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—741860302—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Nabadwip Co-operative Credit Bank in NABADWIP typically follows the RBI holiday calendar. Digital transfers via HDFC0CNCCBL for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While HDFC0CNCCBL is the valid code for Nabadwip Co-operative Credit Bank IMPS at NABADWIP, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

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Platform Links

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