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Hassan District Co-operative Central Bank

Hassan District Co-operative Central Bank IMPS BRANCH

IFSC CODE
UTIB0SHDCCB
MICR Code
Branch Code SHDCCB
City / District NA
State MAHARASHTRA
Office Address NA
Phone Not Available
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Understanding IFSC Code: The Digital DNA of Hassan District Co-operative Central Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Hassan District Co-operative Central Bank IMPS branch of Hassan District Co-operative Central Bank, the code UTIB0SHDCCB ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UTIB0SHDCCB Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UTIB" represents Hassan District Co-operative Central Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Hassan District Co-operative Central Bank IMPS

Payment Systems Supported by UTIB0SHDCCB

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Hassan District Co-operative Central Bank in NA typically follows the RBI holiday calendar. Digital transfers via UTIB0SHDCCB for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UTIB0SHDCCB is the valid code for Hassan District Co-operative Central Bank IMPS at NA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • Hassan District Co-operative Central Bank IMPS Contact
  • • Address of Hassan District Co-operative Central Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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