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Ax

Axis Bank

BUDGE BUDGE NANGI CO-OPERATIVE BANK LIMITED BRANCH

+919836530891

IFSC CODE
UTIB0SBNCBL
MICR Code
Branch Code SBNCBL
City / District BUDGE BUDGE
State WEST BENGAL
Office Address 63 MAHATMA GANDHI ROAD BUDGE BUDGE KOLKATA 700137
Phone +919836530891
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Axis Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the BUDGE BUDGE NANGI CO-OPERATIVE BANK LIMITED branch of Axis Bank, the code UTIB0SBNCBL ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the UTIB0SBNCBL Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"UTIB" represents Axis Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for BUDGE BUDGE NANGI CO-OPERATIVE BANK LIMITED

Payment Systems Supported by UTIB0SBNCBL

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Axis Bank in BUDGE BUDGE typically follows the RBI holiday calendar. Digital transfers via UTIB0SBNCBL for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While UTIB0SBNCBL is the valid code for BUDGE BUDGE NANGI CO-OPERATIVE BANK LIMITED at BUDGE BUDGE, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

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  • • MICR Code Finder
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Platform Links

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  • • IFSC Finder v2.0

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