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Bank of Baroda

BUDGE BUDGE BRANCH

+910221800223344

IFSC CODE
BARB0BUDGEB
MICR Code 700012092
Branch Code BUDGEB
City / District BUDGE BUDGE
State WEST BENGAL
Office Address 11/5 A, HALDER PARA ROAD,PO BUDGE BUDGE,DIST 24 PGNS(S),BUDGE BUDGE,WEST BENGAL 700137.
Phone +910221800223344
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Bank of Baroda

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the BUDGE BUDGE branch of Bank of Baroda, the code BARB0BUDGEB ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the BARB0BUDGEB Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"BARB" represents Bank of Baroda

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for BUDGE BUDGE

Payment Systems Supported by BARB0BUDGEB

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—700012092—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Bank of Baroda in BUDGE BUDGE typically follows the RBI holiday calendar. Digital transfers via BARB0BUDGEB for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While BARB0BUDGEB is the valid code for BUDGE BUDGE at BUDGE BUDGE, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • BUDGE BUDGE Contact
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Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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