Mansarovar Urban Co-operative Bank
Mansarovar Urban Co-operative Bank IMPS BRANCH
+915222348245
Understanding IFSC Code: The Digital DNA of Mansarovar Urban Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Mansarovar Urban Co-operative Bank IMPS
branch of Mansarovar Urban Co-operative Bank, the code SRCB0001MCB ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the SRCB0001MCB Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"SRCB" represents Mansarovar Urban Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Mansarovar Urban Co-operative Bank IMPS
Payment Systems Supported by SRCB0001MCB
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—226185263—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Mansarovar Urban Co-operative Bank in LUCKNOW typically follows the RBI holiday calendar. Digital transfers via SRCB0001MCB for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While SRCB0001MCB is the valid code for Mansarovar Urban Co-operative Bank IMPS at LUCKNOW, ensure the beneficiary name matches perfectly in your mobile banking app.
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Financial Tools
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Branch Context
- • Mansarovar Urban Co-operative Bank IMPS Contact
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Platform Links
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