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Surat District Co-operative Bank

JAHANGIRPURA BRANCH

+912612760044

IFSC CODE
SDCB0000065
MICR Code 395244031
Branch Code 000065
City / District JAHANGIRPURA
State GUJARAT
Office Address C-1 2 MAHENDRA PARK, PINCODE 395 005
Phone +912612760044
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Surat District Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the JAHANGIRPURA branch of Surat District Co-operative Bank, the code SDCB0000065 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the SDCB0000065 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"SDCB" represents Surat District Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for JAHANGIRPURA

Payment Systems Supported by SDCB0000065

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—395244031—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Surat District Co-operative Bank in JAHANGIRPURA typically follows the RBI holiday calendar. Digital transfers via SDCB0000065 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While SDCB0000065 is the valid code for JAHANGIRPURA at JAHANGIRPURA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • JAHANGIRPURA Contact
  • • Address of Surat District Co-operative Bank
  • • MICR Code Finder
  • • GUJARAT Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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