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Prime Co-operative Bank

JAHANGIRPURA BRANCH BRANCH

+912612764800

IFSC CODE
PMEC0103330
MICR Code 395250014
Branch Code 103330
City / District JAHANGIRPURA
State GUJARAT
Office Address VISHWAKARMA BHAVAN, BESIDE OF CNG PUMP, SURAT OLPAD ROAD, JAHANGIRPURA, SURAT
Phone +912612764800
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Prime Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the JAHANGIRPURA BRANCH branch of Prime Co-operative Bank, the code PMEC0103330 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the PMEC0103330 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"PMEC" represents Prime Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for JAHANGIRPURA BRANCH

Payment Systems Supported by PMEC0103330

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—395250014—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Prime Co-operative Bank in JAHANGIRPURA typically follows the RBI holiday calendar. Digital transfers via PMEC0103330 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While PMEC0103330 is the valid code for JAHANGIRPURA BRANCH at JAHANGIRPURA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

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Platform Links

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