Oriental Bank of Commerce
Oriental Bank of Commerce IMPS BRANCH
Understanding IFSC Code: The Digital DNA of Oriental Bank of Commerce
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Oriental Bank of Commerce IMPS
branch of Oriental Bank of Commerce, the code ORBC0100000 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the ORBC0100000 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"ORBC" represents Oriental Bank of Commerce
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Oriental Bank of Commerce IMPS
Payment Systems Supported by ORBC0100000
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code——is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Oriental Bank of Commerce in NA typically follows the RBI holiday calendar. Digital transfers via ORBC0100000 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While ORBC0100000 is the valid code for Oriental Bank of Commerce IMPS at NA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Oriental Bank of Commerce Branch List
- • NA IFSC Codes
- • Swift Code for Oriental Bank of Commerce
- • Bank Holiday in MAHARASHTRA
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • Oriental Bank of Commerce IMPS Contact
- • Address of Oriental Bank of Commerce
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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