Maharashtra Gramin Bank
Maharashtra Gramin Bank IMPS BRANCH
+912402476139
Understanding IFSC Code: The Digital DNA of Maharashtra Gramin Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Maharashtra Gramin Bank IMPS
branch of Maharashtra Gramin Bank, the code MAHG0004000 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the MAHG0004000 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"MAHG" represents Maharashtra Gramin Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Maharashtra Gramin Bank IMPS
Payment Systems Supported by MAHG0004000
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code——is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Maharashtra Gramin Bank in AURANGABAD typically follows the RBI holiday calendar. Digital transfers via MAHG0004000 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While MAHG0004000 is the valid code for Maharashtra Gramin Bank IMPS at AURANGABAD, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • Maharashtra Gramin Bank IMPS Contact
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- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
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- • Webmaster Tools
- • IFSC Finder v2.0
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