Abhyudaya Co-operative Bank
GARKHEDA BRANCH
+912402405659
Understanding IFSC Code: The Digital DNA of Abhyudaya Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the GARKHEDA
branch of Abhyudaya Co-operative Bank, the code ABHY0065119 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the ABHY0065119 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"ABHY" represents Abhyudaya Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for GARKHEDA
Payment Systems Supported by ABHY0065119
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—431065004—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Abhyudaya Co-operative Bank in AURANGABAD typically follows the RBI holiday calendar. Digital transfers via ABHY0065119 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While ABHY0065119 is the valid code for GARKHEDA at AURANGABAD, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Abhyudaya Co-operative Bank Branch List
- • AURANGABAD IFSC Codes
- • Swift Code for Abhyudaya Co-operative Bank
- • Bank Holiday in MAHARASHTRA
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • GARKHEDA Contact
- • Address of Abhyudaya Co-operative Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Abhyudaya Co-operative Bank ABHY0065119 code, find GARKHEDA branch details, Abhyudaya Co-operative Bank AURANGABAD contact number, MAHARASHTRA bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Abhyudaya Co-operative Bank AURANGABAD, online neft rtgs imps guide india, how to find ifsc code of Abhyudaya Co-operative Bank.