Ratnagiri District Central Co-operative Bank
Ratnagiri District Central Co-operative Bank IMPS BRANCH
+912352234609
Understanding IFSC Code: The Digital DNA of Ratnagiri District Central Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Ratnagiri District Central Co-operative Bank IMPS
branch of Ratnagiri District Central Co-operative Bank, the code IBKL0574RDC ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the IBKL0574RDC Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"IBKL" represents Ratnagiri District Central Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Ratnagiri District Central Co-operative Bank IMPS
Payment Systems Supported by IBKL0574RDC
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—415803000—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Ratnagiri District Central Co-operative Bank in RATNAGIRI typically follows the RBI holiday calendar. Digital transfers via IBKL0574RDC for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While IBKL0574RDC is the valid code for Ratnagiri District Central Co-operative Bank IMPS at RATNAGIRI, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Ratnagiri District Central Co-operative Bank Branch List
- • RATNAGIRI IFSC Codes
- • Swift Code for Ratnagiri District Central Co-operative Bank
- • Bank Holiday in MAHARASHTRA
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • Ratnagiri District Central Co-operative Bank IMPS Contact
- • Address of Ratnagiri District Central Co-operative Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Ratnagiri District Central Co-operative Bank IBKL0574RDC code, find Ratnagiri District Central Co-operative Bank IMPS branch details, Ratnagiri District Central Co-operative Bank RATNAGIRI contact number, MAHARASHTRA bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Ratnagiri District Central Co-operative Bank RATNAGIRI, online neft rtgs imps guide india, how to find ifsc code of Ratnagiri District Central Co-operative Bank.