Ratnagiri District Central Co Operative Bank Verified Branches
Total 2 branches found for this bank across India.
| Branch Name | IFSC Code | City | Action |
|---|---|---|---|
|
Ratnagiri District Central Co-operative Bank,
Ratnagiri District Central Co-operative Bank IMPS
RATNAGIRI DISTRICT CENTRAL CO OP BANK,SAHAKAR BHAVAN,JAWAHAR ROAD,RATNAGIRI,PIN 415612
|
IBKL0574RDC | RATNAGIRI | View Details → |
|
Yes Bank,
RATNAGIRI DISTRICT CENTRAL CO-OPERATIVE BANK LTD
SAHAKAR BHAVAN, JAWAHAR PATH, RATNAGIRI 415612
|
YESB0RATDCB | RATNAGIRI | View Details → |
Need to Receive Money from Abroad?
While IFSC is for India, you need a SWIFT Code for global transfers. Find the correct SWIFT/BIC code for Ratnagiri District Central Co Operative Bank to receive international wire transfers without delays.
Official 2026 Updated Database
Comprehensive Database of Ratnagiri District Central Co Operative Bank IFSC & MICR Codes
In the rapidly evolving digital landscape of India, having precise banking information is paramount for seamless financial transactions. Whether you are an individual looking to transfer funds or a business managing payroll, access to the correct Ratnagiri District Central Co Operative Bank IFSC Code is the first step toward a successful transaction. At IFSC Finder, we provide a verified and regularly updated directory of all branches of Ratnagiri District Central Co Operative Bank across India, sourced directly from the latest RBI data for April 2026.
Understanding the Significance of IFSC in Ratnagiri District Central Co Operative Bank Transactions
The Indian Financial System Code (IFSC) is a unique 11-digit alphanumeric string assigned by the Reserve Bank of India to every bank branch. For Ratnagiri District Central Co Operative Bank, this code follows a specific structure: the first four characters represent the bank name, the fifth character is always '0' (reserved for future use), and the final six characters represent the specific branch location.
Step-by-Step Guide: How to Find Your Ratnagiri District Central Co Operative Bank IFSC Code?
Identifying the correct code for your specific branch of Ratnagiri District Central Co Operative Bank is easier than you think. You can find it through the following official channels:
- Bank Passbook: The IFSC code is usually printed on the first page of your Ratnagiri District Central Co Operative Bank passbook along with your account details.
- Cheque Book: Look at the top or bottom of your personalized cheque leaves for the 11-digit code.
- Our IFSC Finder Tool: Simply use the search table above to find any branch in India by city or branch name instantly.
NEFT, RTGS, and IMPS: Which One Should You Choose?
Depending on the urgency and amount, Ratnagiri District Central Co Operative Bank supports multiple transfer modes:
| Method | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No minimum limit | Batch-wise (Every 30 mins) |
| RTGS | ₹2 Lakh and above | Real-time settlement |
| IMPS | Upto ₹5 Lakh | Instant (24/7) |
Frequently Asked Questions
1. Does the IFSC code change after a bank merger?
Yes, in cases of bank mergers or acquisitions involving Ratnagiri District Central Co Operative Bank, the old IFSC codes are often replaced. Always verify the latest code before initiating a high-value transaction.
2. What is the MICR code used for?
The Magnetic Ink Character Recognition (MICR) code is a 9-digit code primarily used for the processing and clearance of cheques via Electronic Clearing Systems (ECS).
3. Can I use the same IFSC for NEFT and RTGS?
Yes, the 11-digit IFSC code provided for a specific branch of Ratnagiri District Central Co Operative Bank is universal for all types of electronic fund transfers, including NEFT, RTGS, and IMPS.
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