Junagadh Commercial Co-operative Bank
Junagadh Commercial Co-operative Bank IMPS BRANCH
+919427501081
Understanding IFSC Code: The Digital DNA of Junagadh Commercial Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Junagadh Commercial Co-operative Bank IMPS
branch of Junagadh Commercial Co-operative Bank, the code HDFC0CJCCBL ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the HDFC0CJCCBL Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"HDFC" represents Junagadh Commercial Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Junagadh Commercial Co-operative Bank IMPS
Payment Systems Supported by HDFC0CJCCBL
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—362802001—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Junagadh Commercial Co-operative Bank in JUNAGADH typically follows the RBI holiday calendar. Digital transfers via HDFC0CJCCBL for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While HDFC0CJCCBL is the valid code for Junagadh Commercial Co-operative Bank IMPS at JUNAGADH, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Junagadh Commercial Co-operative Bank Branch List
- • JUNAGADH IFSC Codes
- • Swift Code for Junagadh Commercial Co-operative Bank
- • Bank Holiday in MAHARASHTRA
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • Junagadh Commercial Co-operative Bank IMPS Contact
- • Address of Junagadh Commercial Co-operative Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Junagadh Commercial Co-operative Bank HDFC0CJCCBL code, find Junagadh Commercial Co-operative Bank IMPS branch details, Junagadh Commercial Co-operative Bank JUNAGADH contact number, MAHARASHTRA bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Junagadh Commercial Co-operative Bank JUNAGADH, online neft rtgs imps guide india, how to find ifsc code of Junagadh Commercial Co-operative Bank.