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DCB Bank

GANDHI NAGAR BRANCH

+919213022425

IFSC CODE
DCBL0000179
MICR Code 110072019
Branch Code 000179
City / District GANDHI NAGAR
State DELHI
Office Address DCB BANK LTD,SHOP NO.830,ABADI MAIN ROAD,GANDHI NAGAR,SEELAMPUR VILLAGE,SHAHDRA, DELHI-110031
Phone +919213022425
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of DCB Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the GANDHI NAGAR branch of DCB Bank, the code DCBL0000179 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the DCBL0000179 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"DCBL" represents DCB Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for GANDHI NAGAR

Payment Systems Supported by DCBL0000179

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—110072019—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The DCB Bank in GANDHI NAGAR typically follows the RBI holiday calendar. Digital transfers via DCBL0000179 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While DCBL0000179 is the valid code for GANDHI NAGAR at GANDHI NAGAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Branch Context

  • • GANDHI NAGAR Contact
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Platform Links

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