AU Small Finance Bank
VAVOL GANDHI NAGAR BRANCH
+918980027630
Understanding IFSC Code: The Digital DNA of AU Small Finance Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the VAVOL GANDHI NAGAR
branch of AU Small Finance Bank, the code AUBL0004923 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the AUBL0004923 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"AUBL" represents AU Small Finance Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for VAVOL GANDHI NAGAR
Payment Systems Supported by AUBL0004923
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—382765012—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The AU Small Finance Bank in GANDHI NAGAR typically follows the RBI holiday calendar. Digital transfers via AUBL0004923 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While AUBL0004923 is the valid code for VAVOL GANDHI NAGAR at GANDHI NAGAR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • AU Small Finance Bank Branch List
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Financial Tools
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Branch Context
- • VAVOL GANDHI NAGAR Contact
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- • MICR Code Finder
- • GUJARAT Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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