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Canara Bank

SPECIALISED MID CORPORATE BRANCH LUCKNOW HAZRATGANJ BRANCH

IFSC CODE
CNRB0019855
MICR Code 226015043
Branch Code 019855
City / District LUCKNOW
State UTTAR PRADESH
Office Address SKYLARK BLDG NAVAL KISHORE ROAD HAZRATGANJ LUCKNOW UTTAR PRADESH 226001
Phone Not Available
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Understanding IFSC Code: The Digital DNA of Canara Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the SPECIALISED MID CORPORATE BRANCH LUCKNOW HAZRATGANJ branch of Canara Bank, the code CNRB0019855 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the CNRB0019855 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"CNRB" represents Canara Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for SPECIALISED MID CORPORATE BRANCH LUCKNOW HAZRATGANJ

Payment Systems Supported by CNRB0019855

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—226015043—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Canara Bank in LUCKNOW typically follows the RBI holiday calendar. Digital transfers via CNRB0019855 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While CNRB0019855 is the valid code for SPECIALISED MID CORPORATE BRANCH LUCKNOW HAZRATGANJ at LUCKNOW, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • SPECIALISED MID CORPORATE BRANCH LUCKNOW HAZRATGANJ Contact
  • • Address of Canara Bank
  • • MICR Code Finder
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Platform Links

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