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Bank of Baroda

ANCHHA BRANCH

+910221800223344

IFSC CODE
BARB0ANCHHA
MICR Code 824012504
Branch Code ANCHHA
City / District AURANGABAD
State ODISHA
Office Address VILL PO ANCHHA,DIST AURANGABAD,ANCHHA,BIHAR 824113
Phone +910221800223344
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Bank of Baroda

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the ANCHHA branch of Bank of Baroda, the code BARB0ANCHHA ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the BARB0ANCHHA Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"BARB" represents Bank of Baroda

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for ANCHHA

Payment Systems Supported by BARB0ANCHHA

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—824012504—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Bank of Baroda in AURANGABAD typically follows the RBI holiday calendar. Digital transfers via BARB0ANCHHA for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While BARB0ANCHHA is the valid code for ANCHHA at AURANGABAD, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • ANCHHA Contact
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Platform Links

  • • Anand Design DevBox
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