Ahmednagar District Central Co-operative Bank
H.C.S.M. BRANCH
+912412416522
Understanding IFSC Code: The Digital DNA of Ahmednagar District Central Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the H.C.S.M.
branch of Ahmednagar District Central Co-operative Bank, the code AHDC0000210 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the AHDC0000210 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"AHDC" represents Ahmednagar District Central Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for H.C.S.M.
Payment Systems Supported by AHDC0000210
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—414885007—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Ahmednagar District Central Co-operative Bank in AHMEDNAGAR typically follows the RBI holiday calendar. Digital transfers via AHDC0000210 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While AHDC0000210 is the valid code for H.C.S.M. at AHMEDNAGAR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
- • GST Calculator Online
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Branch Context
- • H.C.S.M. Contact
- • Address of Ahmednagar District Central Co-operative Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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