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Abhyudaya Co-operative Bank

AHMEDNAGAR BRANCH

+912412356588

IFSC CODE
ABHY0065126
MICR Code 414065001
Branch Code 065126
City / District AHMEDNAGAR
State MAHARASHTRA
Office Address SAI MIDAS TOUCH, SHOP NO. 7 AND 8, PLOT NO. 101 SLASH 86, NAGAR MANMAD ROAD, SAVEDI ROAD, AHMEDNAGAR 414003
Phone +912412356588
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Abhyudaya Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the AHMEDNAGAR branch of Abhyudaya Co-operative Bank, the code ABHY0065126 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the ABHY0065126 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"ABHY" represents Abhyudaya Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for AHMEDNAGAR

Payment Systems Supported by ABHY0065126

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—414065001—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Abhyudaya Co-operative Bank in AHMEDNAGAR typically follows the RBI holiday calendar. Digital transfers via ABHY0065126 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While ABHY0065126 is the valid code for AHMEDNAGAR at AHMEDNAGAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • AHMEDNAGAR Contact
  • • Address of Abhyudaya Co-operative Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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