Zoroastrian Co-operative Bank
ABHISHEK MARKET BRANCH
+912612366951
Understanding IFSC Code: The Digital DNA of Zoroastrian Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the ABHISHEK MARKET
branch of Zoroastrian Co-operative Bank, the code ZCBL0000103 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the ZCBL0000103 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"ZCBL" represents Zoroastrian Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for ABHISHEK MARKET
Payment Systems Supported by ZCBL0000103
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code——is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Zoroastrian Co-operative Bank in SURAT typically follows the RBI holiday calendar. Digital transfers via ZCBL0000103 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While ZCBL0000103 is the valid code for ABHISHEK MARKET at SURAT, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • ABHISHEK MARKET Contact
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Platform Links
- • Anand Design DevBox
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