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Zoroastrian Co-operative Bank

BELGIUM BRANCH

+912612402051

IFSC CODE
ZCBL0000102
MICR Code
Branch Code 000102
City / District SURAT
State GUJARAT
Office Address BELGIUM CHAMBERS, OPP. LINEAR BUS STOP, RING ROAD, SURAT 395003
Phone +912612402051
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Zoroastrian Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the BELGIUM branch of Zoroastrian Co-operative Bank, the code ZCBL0000102 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the ZCBL0000102 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"ZCBL" represents Zoroastrian Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for BELGIUM

Payment Systems Supported by ZCBL0000102

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Zoroastrian Co-operative Bank in SURAT typically follows the RBI holiday calendar. Digital transfers via ZCBL0000102 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While ZCBL0000102 is the valid code for BELGIUM at SURAT, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • BELGIUM Contact
  • • Address of Zoroastrian Co-operative Bank
  • • MICR Code Finder
  • • GUJARAT Banking Circle

Platform Links

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  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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