Zila Sahakari Bank Lucknow
ZILA SAHKARI BANK LUCKNOW BKT BRANCH
+918756400233
Understanding IFSC Code: The Digital DNA of Zila Sahakari Bank Lucknow
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the ZILA SAHKARI BANK LUCKNOW BKT
branch of Zila Sahakari Bank Lucknow, the code YESB0ZSBL17 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the YESB0ZSBL17 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"YESB" represents Zila Sahakari Bank Lucknow
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for ZILA SAHKARI BANK LUCKNOW BKT
Payment Systems Supported by YESB0ZSBL17
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—226185558—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Zila Sahakari Bank Lucknow in BAKSHI-KA-TALAB typically follows the RBI holiday calendar. Digital transfers via YESB0ZSBL17 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While YESB0ZSBL17 is the valid code for ZILA SAHKARI BANK LUCKNOW BKT at BAKSHI-KA-TALAB, ensure the beneficiary name matches perfectly in your mobile banking app.
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Financial Tools
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Branch Context
- • ZILA SAHKARI BANK LUCKNOW BKT Contact
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- • MICR Code Finder
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Platform Links
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- • IFSC Finder v2.0
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