Zila Sahakari Bank Lucknow
Zila Sahakari Bank Lucknow IMPS BRANCH
+918756400230
Related Branches
Understanding IFSC Code: The Digital DNA of Zila Sahakari Bank Lucknow
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Zila Sahakari Bank Lucknow IMPS
branch of Zila Sahakari Bank Lucknow, the code YESB0ZSBL15 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the YESB0ZSBL15 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"YESB" represents Zila Sahakari Bank Lucknow
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Zila Sahakari Bank Lucknow IMPS
Payment Systems Supported by YESB0ZSBL15
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—226185556—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Zila Sahakari Bank Lucknow in KAKORI typically follows the RBI holiday calendar. Digital transfers via YESB0ZSBL15 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While YESB0ZSBL15 is the valid code for Zila Sahakari Bank Lucknow IMPS at KAKORI, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Branch Context
- • Zila Sahakari Bank Lucknow IMPS Contact
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- • MICR Code Finder
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Platform Links
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- • Webmaster Tools
- • IFSC Finder v2.0
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