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Zila Sahakari Bank Lucknow

ZILA SAHKARI BANK LUCKNOW SGPGI BRANCH

+918756400235

IFSC CODE
YESB0ZSBL10
MICR Code 226185551
Branch Code ZSBL10
City / District KALLI PACHIM
State UTTAR PRADESH
Office Address VILL AND POST, KALLI PASCHIM, RAEBARELI ROAD, LUCKNOW - 226014
Phone +918756400235
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Understanding IFSC Code: The Digital DNA of Zila Sahakari Bank Lucknow

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the ZILA SAHKARI BANK LUCKNOW SGPGI branch of Zila Sahakari Bank Lucknow, the code YESB0ZSBL10 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0ZSBL10 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Zila Sahakari Bank Lucknow

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for ZILA SAHKARI BANK LUCKNOW SGPGI

Payment Systems Supported by YESB0ZSBL10

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—226185551—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Zila Sahakari Bank Lucknow in KALLI PACHIM typically follows the RBI holiday calendar. Digital transfers via YESB0ZSBL10 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0ZSBL10 is the valid code for ZILA SAHKARI BANK LUCKNOW SGPGI at KALLI PACHIM, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • ZILA SAHKARI BANK LUCKNOW SGPGI Contact
  • • Address of Zila Sahakari Bank Lucknow
  • • MICR Code Finder
  • • UTTAR PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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