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Yes Bank

THE YAVATMAL UCB PANDHARKAWADA BRANCH

+917235227190

IFSC CODE
YESB0YUCB10
MICR Code 445810509
Branch Code YUCB10
City / District PANDHARKAODA
State MAHARASHTRA
Office Address MAIN ROAD PANDHARKAWADA - 445302
Phone +917235227190
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Yes Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THE YAVATMAL UCB PANDHARKAWADA branch of Yes Bank, the code YESB0YUCB10 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0YUCB10 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Yes Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THE YAVATMAL UCB PANDHARKAWADA

Payment Systems Supported by YESB0YUCB10

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—445810509—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Yes Bank in PANDHARKAODA typically follows the RBI holiday calendar. Digital transfers via YESB0YUCB10 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0YUCB10 is the valid code for THE YAVATMAL UCB PANDHARKAWADA at PANDHARKAODA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

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Platform Links

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  • • IFSC Finder v2.0

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