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Vyavsayak Sahakari Bank

Vyavsayak Sahakari Bank IMPS BRANCH

+919926111022

IFSC CODE
YESB0VSBL02
MICR Code 492495002
Branch Code VSBL02
City / District PANDRI TARAI
State MAHARASHTRA
Office Address 115,MAHALAXMI CLOTH MARKET PANDRI RAIPUR-492004
Phone +919926111022
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Vyavsayak Sahakari Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Vyavsayak Sahakari Bank IMPS branch of Vyavsayak Sahakari Bank, the code YESB0VSBL02 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0VSBL02 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Vyavsayak Sahakari Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Vyavsayak Sahakari Bank IMPS

Payment Systems Supported by YESB0VSBL02

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—492495002—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Vyavsayak Sahakari Bank in PANDRI TARAI typically follows the RBI holiday calendar. Digital transfers via YESB0VSBL02 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0VSBL02 is the valid code for Vyavsayak Sahakari Bank IMPS at PANDRI TARAI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

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Platform Links

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