Vaish Co-operative Adarsh Bank
VAISH COOP ADARSH BANK VASANT VIHAR BRANCH
+911128866022
Understanding IFSC Code: The Digital DNA of Vaish Co-operative Adarsh Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the VAISH COOP ADARSH BANK VASANT VIHAR
branch of Vaish Co-operative Adarsh Bank, the code YESB0VCA004 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the YESB0VCA004 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"YESB" represents Vaish Co-operative Adarsh Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for VAISH COOP ADARSH BANK VASANT VIHAR
Payment Systems Supported by YESB0VCA004
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—110208005—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Vaish Co-operative Adarsh Bank in DELHI typically follows the RBI holiday calendar. Digital transfers via YESB0VCA004 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While YESB0VCA004 is the valid code for VAISH COOP ADARSH BANK VASANT VIHAR at DELHI, ensure the beneficiary name matches perfectly in your mobile banking app.
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Branch Context
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Platform Links
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