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Yes Bank

UTKAL COOP BANKING SOC BHUBANESHWAR BRANCH

+919090463882

IFSC CODE
YESB0UTKAL1
MICR Code 751221002
Branch Code UTKAL1
City / District BHUBANESWAR
State ODISHA
Office Address PLOT 3 UNIT 3 KHARVELA NAGAR BHUBANESHWAR 751001
Phone +919090463882
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Yes Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the UTKAL COOP BANKING SOC BHUBANESHWAR branch of Yes Bank, the code YESB0UTKAL1 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0UTKAL1 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Yes Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for UTKAL COOP BANKING SOC BHUBANESHWAR

Payment Systems Supported by YESB0UTKAL1

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—751221002—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Yes Bank in BHUBANESWAR typically follows the RBI holiday calendar. Digital transfers via YESB0UTKAL1 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0UTKAL1 is the valid code for UTKAL COOP BANKING SOC BHUBANESHWAR at BHUBANESWAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • UTKAL COOP BANKING SOC BHUBANESHWAR Contact
  • • Address of Yes Bank
  • • MICR Code Finder
  • • ODISHA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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