Uma Co-operative Bank
Uma Co-operative Bank IMPS BRANCH
+912652795392
Understanding IFSC Code: The Digital DNA of Uma Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Uma Co-operative Bank IMPS
branch of Uma Co-operative Bank, the code YESB0UMA002 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the YESB0UMA002 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"YESB" represents Uma Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Uma Co-operative Bank IMPS
Payment Systems Supported by YESB0UMA002
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—390323002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Uma Co-operative Bank in VADODARA typically follows the RBI holiday calendar. Digital transfers via YESB0UMA002 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While YESB0UMA002 is the valid code for Uma Co-operative Bank IMPS at VADODARA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Uma Co-operative Bank Branch List
- • VADODARA IFSC Codes
- • Swift Code for Uma Co-operative Bank
- • Bank Holiday in MAHARASHTRA
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • Uma Co-operative Bank IMPS Contact
- • Address of Uma Co-operative Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Uma Co-operative Bank YESB0UMA002 code, find Uma Co-operative Bank IMPS branch details, Uma Co-operative Bank VADODARA contact number, MAHARASHTRA bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Uma Co-operative Bank VADODARA, online neft rtgs imps guide india, how to find ifsc code of Uma Co-operative Bank.