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Urban Co-operative Bank Rourkela

Urban Co-operative Bank Rourkela IMPS BRANCH

+917205056044

IFSC CODE
YESB0UCBR01
MICR Code 769800002
Branch Code UCBR01
City / District RAURKELA
State MAHARASHTRA
Office Address UDIT NAGAR, ROURKELA - 769012
Phone +917205056044
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Urban Co-operative Bank Rourkela

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Urban Co-operative Bank Rourkela IMPS branch of Urban Co-operative Bank Rourkela, the code YESB0UCBR01 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0UCBR01 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Urban Co-operative Bank Rourkela

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Urban Co-operative Bank Rourkela IMPS

Payment Systems Supported by YESB0UCBR01

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—769800002—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Urban Co-operative Bank Rourkela in RAURKELA typically follows the RBI holiday calendar. Digital transfers via YESB0UCBR01 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0UCBR01 is the valid code for Urban Co-operative Bank Rourkela IMPS at RAURKELA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • Urban Co-operative Bank Rourkela IMPS Contact
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  • • MICR Code Finder
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Platform Links

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