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Ye

Yes Bank

PARWANOO URBAN COOP BANK BADDI BRANCH

+919218602400

IFSC CODE
YESB0TPCB03
MICR Code 160024070
Branch Code TPCB03
City / District BADDI
State HIMACHAL PRADESH
Office Address SCO 43/1 AND 44, FAUJI COMPLEX, BADDI - 173205
Phone +919218602400
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Yes Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the PARWANOO URBAN COOP BANK BADDI branch of Yes Bank, the code YESB0TPCB03 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0TPCB03 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Yes Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for PARWANOO URBAN COOP BANK BADDI

Payment Systems Supported by YESB0TPCB03

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—160024070—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Yes Bank in BADDI typically follows the RBI holiday calendar. Digital transfers via YESB0TPCB03 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0TPCB03 is the valid code for PARWANOO URBAN COOP BANK BADDI at BADDI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • PARWANOO URBAN COOP BANK BADDI Contact
  • • Address of Yes Bank
  • • MICR Code Finder
  • • HIMACHAL PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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