Shree Mahesh Co-operative Bank Nashik
Shree Mahesh Co-operative Bank Nashik IMPS BRANCH
+919372390589
Understanding IFSC Code: The Digital DNA of Shree Mahesh Co-operative Bank Nashik
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Shree Mahesh Co-operative Bank Nashik IMPS
branch of Shree Mahesh Co-operative Bank Nashik, the code YESB0SMBLHO ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the YESB0SMBLHO Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"YESB" represents Shree Mahesh Co-operative Bank Nashik
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Shree Mahesh Co-operative Bank Nashik IMPS
Payment Systems Supported by YESB0SMBLHO
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—422508002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Shree Mahesh Co-operative Bank Nashik in NASHIK typically follows the RBI holiday calendar. Digital transfers via YESB0SMBLHO for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While YESB0SMBLHO is the valid code for Shree Mahesh Co-operative Bank Nashik IMPS at NASHIK, ensure the beneficiary name matches perfectly in your mobile banking app.
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Financial Tools
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Branch Context
- • Shree Mahesh Co-operative Bank Nashik IMPS Contact
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Platform Links
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