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Yes Bank

SHRIKRISHNA COOP BANK LTD HEAD OFFICE BRANCH

+917116243939

IFSC CODE
YESB0SB3799
MICR Code 440827000
Branch Code SB3799
City / District UMRER
State MAHARASHTRA
Office Address NEHRU VYAYAM MANDAL, TWARI MAIN ROAD, UMRER - 441203
Phone +917116243939
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Yes Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the SHRIKRISHNA COOP BANK LTD HEAD OFFICE branch of Yes Bank, the code YESB0SB3799 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0SB3799 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Yes Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for SHRIKRISHNA COOP BANK LTD HEAD OFFICE

Payment Systems Supported by YESB0SB3799

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—440827000—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Yes Bank in UMRER typically follows the RBI holiday calendar. Digital transfers via YESB0SB3799 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0SB3799 is the valid code for SHRIKRISHNA COOP BANK LTD HEAD OFFICE at UMRER, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

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  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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