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Yes Bank

RAJSAMAND URBAN COOP BANK KELWARA BRANCH

+919001997553

IFSC CODE
YESB0RUCB06
MICR Code 313576028
Branch Code RUCB06
City / District KELWARA
State RAJASTHAN
Office Address OPP KARANI PALACE HOTEL, KELWARA - 313325
Phone +919001997553
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Yes Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the RAJSAMAND URBAN COOP BANK KELWARA branch of Yes Bank, the code YESB0RUCB06 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0RUCB06 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Yes Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for RAJSAMAND URBAN COOP BANK KELWARA

Payment Systems Supported by YESB0RUCB06

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—313576028—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Yes Bank in KELWARA typically follows the RBI holiday calendar. Digital transfers via YESB0RUCB06 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0RUCB06 is the valid code for RAJSAMAND URBAN COOP BANK KELWARA at KELWARA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • RAJSAMAND URBAN COOP BANK KELWARA Contact
  • • Address of Yes Bank
  • • MICR Code Finder
  • • RAJASTHAN Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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