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Co-operative Bank of Rajkot

THE COOP BANK OF RAJKOT DANDIYA BZR BRANCH

+912812233155

IFSC CODE
YESB0RAJ027
MICR Code 390441004
Branch Code RAJ027
City / District VADODARA
State GUJARAT
Office Address GR FLOOR AJANTA APPT DANDIYA BAZAR VADODARA 390001
Phone +912812233155
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Co-operative Bank of Rajkot

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THE COOP BANK OF RAJKOT DANDIYA BZR branch of Co-operative Bank of Rajkot, the code YESB0RAJ027 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0RAJ027 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Co-operative Bank of Rajkot

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THE COOP BANK OF RAJKOT DANDIYA BZR

Payment Systems Supported by YESB0RAJ027

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—390441004—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Co-operative Bank of Rajkot in VADODARA typically follows the RBI holiday calendar. Digital transfers via YESB0RAJ027 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0RAJ027 is the valid code for THE COOP BANK OF RAJKOT DANDIYA BZR at VADODARA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

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Platform Links

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  • • IFSC Finder v2.0

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