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Yes Bank

POSTAL AND RMS EMP COOP BANK DELHI BRANCH

+911123864650

IFSC CODE
YESB0PRMS02
MICR Code 110811002
Branch Code PRMS02
City / District DELHI
State DELHI
Office Address BUSINESS POST CENTRE GPO COMPOUND NEW DELHI 110006
Phone +911123864650
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Yes Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the POSTAL AND RMS EMP COOP BANK DELHI branch of Yes Bank, the code YESB0PRMS02 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0PRMS02 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Yes Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for POSTAL AND RMS EMP COOP BANK DELHI

Payment Systems Supported by YESB0PRMS02

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—110811002—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Yes Bank in DELHI typically follows the RBI holiday calendar. Digital transfers via YESB0PRMS02 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0PRMS02 is the valid code for POSTAL AND RMS EMP COOP BANK DELHI at DELHI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

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Platform Links

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  • • IFSC Finder v2.0

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