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Purnea District Central Co-operative Bank

Purnea District Central Co-operative Bank IMPS BRANCH

+916454242273

IFSC CODE
YESB0PDCCBL
MICR Code 854832102
Branch Code PDCCBL
City / District PURNEA
State MAHARASHTRA
Office Address SAHKARI BHAWAN COURT COMPOUND PURNEA 854301
Phone +916454242273
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Purnea District Central Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Purnea District Central Co-operative Bank IMPS branch of Purnea District Central Co-operative Bank, the code YESB0PDCCBL ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0PDCCBL Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Purnea District Central Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Purnea District Central Co-operative Bank IMPS

Payment Systems Supported by YESB0PDCCBL

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—854832102—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Purnea District Central Co-operative Bank in PURNEA typically follows the RBI holiday calendar. Digital transfers via YESB0PDCCBL for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0PDCCBL is the valid code for Purnea District Central Co-operative Bank IMPS at PURNEA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • Purnea District Central Co-operative Bank IMPS Contact
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  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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