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Yes Bank

POCHAMPALLY COOP BANK NALGONDA BRANCH

+919848512103

IFSC CODE
YESB0PCUB04
MICR Code 500883005
Branch Code PCUB04
City / District NALGONDA
State TELANGANA
Office Address H NO 6-2-109 SHOP NO 128-131, 32, I FLOOR, CENTRAL BUSINESS COMPLEX, CLOCK TOWER, NALGONDA 508001
Phone +919848512103
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Yes Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the POCHAMPALLY COOP BANK NALGONDA branch of Yes Bank, the code YESB0PCUB04 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0PCUB04 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Yes Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for POCHAMPALLY COOP BANK NALGONDA

Payment Systems Supported by YESB0PCUB04

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—500883005—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Yes Bank in NALGONDA typically follows the RBI holiday calendar. Digital transfers via YESB0PCUB04 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0PCUB04 is the valid code for POCHAMPALLY COOP BANK NALGONDA at NALGONDA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Branch Context

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Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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