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Yes Bank

OJHAR MERCHANTS BANK JANORI BRANCH

+912557275214

IFSC CODE
YESB0OMCB03
MICR Code 422809503
Branch Code OMCB03
City / District JANORI
State MAHARASHTRA
Office Address AT PO JANORI TAL DINDORI NASHIK 422206
Phone +912557275214
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Understanding IFSC Code: The Digital DNA of Yes Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the OJHAR MERCHANTS BANK JANORI branch of Yes Bank, the code YESB0OMCB03 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0OMCB03 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Yes Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for OJHAR MERCHANTS BANK JANORI

Payment Systems Supported by YESB0OMCB03

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—422809503—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Yes Bank in JANORI typically follows the RBI holiday calendar. Digital transfers via YESB0OMCB03 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0OMCB03 is the valid code for OJHAR MERCHANTS BANK JANORI at JANORI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Branch Context

  • • OJHAR MERCHANTS BANK JANORI Contact
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Platform Links

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  • • IFSC Finder v2.0

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