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Nagar Sahakari Bank

NAGAR SAHKARI BANK BAGAPAR BRANCH

+919839987749

IFSC CODE
YESB0NSB003
MICR Code 273803202
Branch Code NSB003
City / District BAGAPAR
State UTTAR PRADESH
Office Address BAGAPAR ROAD MAHARAJGANJ - 273303
Phone +919839987749
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Nagar Sahakari Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the NAGAR SAHKARI BANK BAGAPAR branch of Nagar Sahakari Bank, the code YESB0NSB003 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0NSB003 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Nagar Sahakari Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for NAGAR SAHKARI BANK BAGAPAR

Payment Systems Supported by YESB0NSB003

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—273803202—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Nagar Sahakari Bank in BAGAPAR typically follows the RBI holiday calendar. Digital transfers via YESB0NSB003 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0NSB003 is the valid code for NAGAR SAHKARI BANK BAGAPAR at BAGAPAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

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Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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