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Nasik Road Deolali Vyapari Sahakari Bank

THE NASIK ROAD DEOLALI VYAPARI SAHKARI BANK LTD, VILHOLI BRANCH

+912532465345

IFSC CODE
YESB0NRDB32
MICR Code 422374030
Branch Code NRDB32
City / District VILHOLI
State MAHARASHTRA
Office Address KALPAWRUKSHA, ASHA NAGAR, NASIK ROAD, NASIK - 422101, (DIST-NASIK) MAHARASHTRA
Phone +912532465345
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Understanding IFSC Code: The Digital DNA of Nasik Road Deolali Vyapari Sahakari Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THE NASIK ROAD DEOLALI VYAPARI SAHKARI BANK LTD, VILHOLI branch of Nasik Road Deolali Vyapari Sahakari Bank, the code YESB0NRDB32 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0NRDB32 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Nasik Road Deolali Vyapari Sahakari Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THE NASIK ROAD DEOLALI VYAPARI SAHKARI BANK LTD, VILHOLI

Payment Systems Supported by YESB0NRDB32

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—422374030—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Nasik Road Deolali Vyapari Sahakari Bank in VILHOLI typically follows the RBI holiday calendar. Digital transfers via YESB0NRDB32 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0NRDB32 is the valid code for THE NASIK ROAD DEOLALI VYAPARI SAHKARI BANK LTD, VILHOLI at VILHOLI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

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  • • MICR Code Finder
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Platform Links

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  • • IFSC Finder v2.0

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