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Yes Bank

NAKODAR HINDU URBAN COOP BANK LTD BRANCH

+911821220452

IFSC CODE
YESB0NHUCB1
MICR Code 144851402
Branch Code NHUCB1
City / District NAKODAR
State PUNJAB
Office Address POST OFFICE ROAD NAKODAR 144040
Phone +911821220452
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Yes Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the NAKODAR HINDU URBAN COOP BANK LTD branch of Yes Bank, the code YESB0NHUCB1 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0NHUCB1 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Yes Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for NAKODAR HINDU URBAN COOP BANK LTD

Payment Systems Supported by YESB0NHUCB1

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—144851402—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Yes Bank in NAKODAR typically follows the RBI holiday calendar. Digital transfers via YESB0NHUCB1 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0NHUCB1 is the valid code for NAKODAR HINDU URBAN COOP BANK LTD at NAKODAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

  • • NAKODAR HINDU URBAN COOP BANK LTD Contact
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Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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